This year in 2025, there is NO MORE DONUT HOLE. There are currently 3 Stages of Drug Coverage...when you enroll in Medicare, whether your drug plan is built into a Medicare Advantage Plan or you have a stand alone Part D drug plan, every Medicare beneficiary is susceptible to the 3 stages of Drug Coverage as dictated by the Centers for Medicare and Medicaid. In 2025 there is a $2,000 max out of pocket on all prescription medications that are covered by your drug plan.
Depending on the medications you are taking and the Tier they fall in on your drug plans formulary you may, will dictate the cost of your Medications - set up a review and we can make sure you have the best drug plan for you.
Here is a video on the 4 Stages of Drug Coverage
VIDEO: 2025 Drug Costs Explained